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| Rankingi kredytowe [ Reply ] By: fincasa Magda on 2020-07-04 23:23 | [forum:47911] |
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<p>W sieci da się wyszukać bez najmniejszego kłopotu parę o ile nie paręnaście porównywarek kredytów. Teoretycznie nie ma lepszego poszukiwania kredytu dla nas. Podajemy kwotę, okres kredytowania i porównywarka finansowa pokazuje nam setki kredytów. W dodatku, możemy sobie daną ofertę zamówić przez kontakt z doradcą. Wszystko wydaje się łatwe ale jest jedno ale.</p> <p>W szeregu przypadków przy składaniu wniosku dostajemy informację, że nie zdobędziemy kredytu ponieważ nie spełniamy warunków kredytodawcy.</p> <p>Na nieszczęście porównywarka kredytów jedynie zestawia propozycje, sugeruje jaki kredyt jest dobry, pokazuje zatajone szczegóły oferty kredytowej, jakich w reklamie danego banku nie można odnaleźć, jednak porównywarka kredytowa nie definiuje, iż w danym banku kredyt z pewnością zdobędziemy.</p> <p>Każdy bank ma swoją własną taktykę, w jednym nasza zdolność kredytowa będzie akuratna do otrzymania kredytu, w innym jednakże nie.</p> <p>Jak składać wniosek o kredyt aby obniżyć możliwość odrzucenia wniosku? Warto skorzystać z pomocy doradcy kredytowego, przeważnie w większych porównywarkach kredytowych jest możliwość skorzystania z pomocy doradcy kredytowego całkiem bezpłatnie. Porównywarki kredytowe są bardzo przydatne, warto z nich korzystać wybierając kredyt, powinno się jednak pamiętać, że to bank rozsądza czy udzieli danej osobie kredytu.</p> https://ecasa.pl/opinie-o-ascot-finance-110.html/ |
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| Updated NLSY-Children and Young Adults Kinship Links, May 2012 Version [ Reply ] By: Will Beasley on 2012-06-09 16:13 | [forum:5735] EmailAttachment.zip (46) downloads
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[Note: Joe Rodgers sent the following email to researchers who had previously contacted us about the kinship links. Notice this post's attached zip file.] To: NLSY Behavior Genetic, Developmental, Demographic, and Family Researchers From: Joe Rodgers, Department of Psychology, University of Oklahoma Date: May 28, 2012 You're receiving this email because sometime in the past few years you expressed interest in the NLSY Kinship Links (NLSY: National Longitudinal Survey of Youth). We are announcing and releasing a new and substantially improved version of the NLSY-Children/ Young Adult kinship links -- details below. A new version of the original NLSY79 kinship links will be available in late summer. These new kinship links provide a remarkable data resource for academic researchers and (especially) graduate students who work in behavior genetics (BG), developmental science, demography, and family studies. The purpose of this email is to announce the following: 1) The NLSY-Children/Young Adult links are updated, substantially improved, and now available. 2) Through NIH funding, we have a support staff in place to run a User-Service center; we can provide help through online forums, email, and phone. 3) In addition to providing the NLSY kinship links in SAS and Excel, we have now brought them into an R package that contains (a) the new links and (b) helper functions to reduce much of the necessary tedious and error prone code. Most of you know the NLSY sampling structure well, but just to review -- the original NLSY79 household probability sample included 12,686 adolescents, many of whom were biologically related -- as twins, siblings, half-siblings, cousins, etc, at nationally representative levels. Similarly, the NLSY-Children (biological offspring of the NLSY79 females) contains 11,075 respondents who also are related to one another as twins, full siblings, and half siblings. Until 2006, the survey didn’t include items to explicitly distinguish full and half siblings. Earlier demographic, family, development, and BG research that required this distinction used kinship links that were inferred by using maternal and respondent reports about the child's biological father. These inferred kinship links were of relatively high quality (though incomplete), and several dozen studies have been published in the social and behavioral science literature using these inferred kinship links. I'm attaching a document that provides a reference list of many of those previous publications. In 2006, direct questions were included in the NLSY79 and NLSY-Children/Young Adult surveys to distinguish full and half siblings. This new information has been used in several different ways -- to validate the quality of the original links (good news across the board!), to provide indicators of links that may be uncertain, and (of particular note) to fill in several thousand missing/incomplete kinship indicators. This past and current work has been conducted by a research team from the University of Oklahoma with funding from several NIH research grants, and is being supervised by Professor Joe Rodgers, who has 20 years of experience developing past kinship linking algorithms. Many of you attended one of Dr. Rodgers' sibling workshops run by the Center for Human Resource Research at Ohio State (the organization that manages the NLSY data), or have emailed with Joe concerning the links. You may access the new NLSY-Children/Young Adult kinship links data through the attached SAS or Excel files, or now in the R environment through CRAN (the Comprehensive R Archive Network). Updated versions will be posted on our forums (e.g., after the NLSY releases new survey waves). The kinship dataset is documented in the reference manual (under the headings “Links79Pair” and “Links79PairExpanded” on pages 18-22); although most of this document is aimed at R users, these two sections are relevant to all statistical software. CRAN also hosts vignettes that provide concrete examples of managing NLSY data and performing standard BG analysis. Of course, kinship links can still be managed using SAS or Excel. Our forums (hosted on R-Forge and monitored by our support staff) facilitate discussion of both conceptual and implemental issues, regardless of your preferred software. We hope this public environment will be regularly visited by many sibling researchers using the kinship links. We invite you to look around. The following links lead to the relevant parts of the site: CRAN (includes Vignettes): cran.r-project.org/web/packages/NlsyLinks/ Reference manual on CRAN: cran.r-project.org/web/packages/NlsyLinks/NlsyLinks.pdf User Forums: r-forge.r-project.org/forum/?group_id=1330 If you are actively using NLSY sibling data -- or even if this email stimulates some new research ideas -- you'll want to give this new resource a careful study. Let us know if you have questions or problems (or even compliments!). This email is being sent to researchers with a wide range of backgrounds, so please tell us if you have questions about any of our lingo. We'll release more information later this summer with updates to the NLSY79 kinship links -- have a great summer of research. Please keep in touch with us and other NLSY sibling and family researchers! Joe Rodgers, project coordinator -- jrodgers@ou.edu Will Beasley, data management expert -- whb4@ou.edu David Bard, consultant -- david.bard@ouhsc.edu Kelly Meredith, programmer and user support -- kelly.m.meredith-1@ou.edu Mike Hunter, programmer and user support -- mhunter@ou.edu Joe Rodgers Department of Psychology University of Oklahoma Norman OK 73019 405-325-4591 |
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